FirstStudent and First Risk Advisors, Inc. are now UnitedHealthcare Companies

Student Insurance

Comprehensive coverage tailored to student needs.

Regardless of student population numbers – colleges and universities have unique challenges when it comes to student health insurance and value-added services.

At FirstRisk, we have a thorough understanding of complex student coverage needs – and more than two decades of in-depth industry expertise. It’s this combination that enables us to offer you a full suite of student insurance products and services that feature:

  • Comprehensive coverage packages designed specifically for students
  • A national coverage network featuring premium providers and facilities
  • Easy-to-use online portals to keep students – and parents – connected and informed
  • Mobile health tools for access to physicians and specialists via phone or video
  • Scholastic emergency services for global medical assistance
  • 24/7 access to board-certified physicians through Teledoc
  • BetterHelp for online behavioral health counseling services
  • Anytime support, including enrollment materials and instant access to dedicated insurance specialists

FirstRisk Student Health Sheet


FirstRisk Case Study Widener


Healthiest You Student Basics


Better Help Student Flyer

Student Insurance

Affordable, pre-packaged coverage options for smaller schools.

We recognize that the insurance needs of smaller schools are unique. And it’s important to us that they receive the very same comprehensive, high quality coverage and dedicated support available to larger schools — at a price they can afford. That’s why we’ve partnered with UnitedHealthcare Student Resources. Working together with the Coalition for College Cost Savings (The Coalition), we’ve developed specific student insurance plans that offer lower cost coverage to schools with less than 400 insureds. Find out more.

College Mental/Behavioral Health Funding Opportunity

We understand the prevalence, complexity and impact of mental and behavioral health issues among college students. That’s why we created the FirstRisk Student Innovative Practices in College Health Fund. Established through the American College Health Foundation, this important initiative provides a one-time annual $3,500 funding opportunity towards the development of creative initiatives that address prevention, early intervention, and treatment for mental and behavioral health disorders among students. For more information, please contact us at

What are your needs as a health administrator or decision-maker?

  • I need more coverage options and custom benefits
  • I need a student health plan that fits within my budget
  • I need help implementing health insurance for the first time
  • I need to know I’m making the right decisions for my members
FirstRisk Advisors can help. Call 267-880-2300 or contact us through the form below to learn more about our student insurance services.

“I have NEVER seen a college plan that covers so much.”

Monica S. Gaskin, Student Health Services Coordinator, University of the District of Columbia

Need help understanding your current plan or selecting a new one? Let's talk!

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