FirstStudent and First Risk Advisors, Inc. are now UnitedHealthcare Companies

Why Choose FirstRisk?

Why choose FirstRisk?

There are a lot of companies out there that offer student insurance and employee benefits. But none that offer the combination of proven expertise, premium coverage, customized solutions, secure processes and exceptional customer support that we deliver every day.

You’ll have a partner you can trust.

Trust isn’t a word we use lightly. It comes with a proven history of reliability and success. We have over two decades of experience as a nationwide provider to both large and small institutions. And something we’re very proud to say: a 98% client retention rate.

You’ll receive quality coverage for comprehensive care.

Our plans are provided by top student insurance carriers and feature convenient, secure online portals. By choosing FirstRisk, you’ll be offering premium coverage, a full selection of leading health care facilities and providers, and a strong message that says we’re an organization that cares.

Your solutions will be customized to maximize your benefits and budget.

FirstRisk is a needs-based organization. That means, our experts invest the time to fully understand your needs and carefully match you with the plans and services that fit your needs and budget. In fact, we’ve created our own system to ensure this — it’s the FirstRisk Advisors Method™.

You’ll receive a premier customer experience.

We believe in taking the stress out of student insurance and benefits. From patiently explaining every detail until you feel comfortable — to alleviating the red tape that accompanies most major call centers — we’ll educate, advocate and go above and beyond to do right for you and your members.


“We’ve been impressed with the processes FirstRisk has in place to ensure smooth enrollment each year, including appropriate data security protocols, along with the support they provide for our claims — even going so far as to help us resolve an old claim under our previous broker!”

— Colin Chambers, Risk Manager/Environmental Health & Safety Specialist, Delaware Valley University

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