COBRA is a complicated and cumbersome law that requires organizations with 20 or more employees to offer the continuation of group health benefits (Medical, Dental, Vision and Medical Reimbursement Account) to employees (and covered dependents) upon experiencing a "qualifying event."

Employers are required to provide initial COBRA notification to covered employees and dependents, a letter detailing an individual's rights upon experiencing a "qualifying event," an explanation of the conversion privilege and provide the administration of the COBRA benefit including the collection and remittance of the COBRA premiums

Qualifying Events include:

• Termination of Employment
• Reduction of work hours
• Employee’s Death
• Employee’s divorce (or legal separation in some states)
• Medicare entitlement
• Change in “dependent” status
  

Compliance to IRS laws can be very time consuming. When you partner with FIRSTRISK ADVISORS, you will be provided full administrative support with the assurance that you are in compliance with all HIPAA requirements. FIRSTRISK ADVISORS alleviates the fear of potentially devastating COBRA failures. Simply contact us at 267-880-2300 to learn more how we can help you navigate through COBRA with ease.

FIRSTRISK ADVISORS provides the COBRA protection and expertise you need!